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    <title>CTMfile RSS feed</title>
    <link>https://ctmfile.com</link>
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    <dc:language>en</dc:language>
    <dc:creator>ben@CTMfile.com</dc:creator>
    <dc:rights>Copyright 2026</dc:rights>
    <dc:date>2026-09-09T15:49:00+00:00</dc:date>
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    <item>
      <title><![CDATA[ECB raises rates as energy shock fuels inflation - Weekly roundup: 15 September]]></title>
      <link>https://ctmfile.com/story/ecb-raises-rates-as-energy-shock-fuels-inflation-weekly-roundup-15-september</link>
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      <description><![CDATA[AFP finalists put AI to work across treasury; Energy risks cloud rate paths across major markets; Ripple expands treasury AI capabilities.]]></description>
      <dc:subject>News</dc:subject>
      <dc:date>2026-09-15T06:37:00+00:00</dc:date>
    </item>

    <item>
      <title><![CDATA[ISO 20022 Readiness and the Procrastinator’s Motto]]></title>
      <link>https://ctmfile.com/story/iso-20022-readiness-and-the-procrastinators-motto</link>
      <guid>https://ctmfile.com/story/iso-20022-readiness-and-the-procrastinators-motto#When:15:49:00Z</guid>
      <description><![CDATA[Swift delays ISO 20022 readiness to Nov. 2027; ACH requirements are now in effect. Companies should use the extra time to remediate data and controls.]]></description>
      <dc:subject>Tips</dc:subject>
      <dc:date>2026-09-09T15:49:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Fragmented data threatens treasury’s agentic AI ambitions - Weekly roundup: 8 September]]></title>
      <link>https://ctmfile.com/story/fragmented-data-threatens-treasurys-agentic-ai-ambitions-weekly-roundup-8-september</link>
      <guid>https://ctmfile.com/story/fragmented-data-threatens-treasurys-agentic-ai-ambitions-weekly-roundup-8-september#When:06:42:00Z</guid>
      <description><![CDATA[Overseas payments from US midsize firms withstand tariffs; Canadian exporters diversify; Siemens tests Swift ledger for cross-bank treasury payment. ]]></description>
      <dc:subject>News</dc:subject>
      <dc:date>2026-09-08T06:42:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Cash management becomes the test of finance transformation]]></title>
      <link>https://ctmfile.com/story/cash-management-becomes-the-test-of-finance-transformation</link>
      <guid>https://ctmfile.com/story/cash-management-becomes-the-test-of-finance-transformation#When:05:47:00Z</guid>
      <description><![CDATA[Finance leaders are being asked to modernise at speed while tightening their grip on cash. ]]></description>
      <dc:subject>Cash &amp;amp; Liquidity Management, Cash &amp;amp; Liquidity Mngm in Asia&#45;Pacific, Cash &amp;amp; Liquidity Mngm in Europe, Cash &amp;amp; Liquidity Mngm in North America, Global Cash &amp;amp; Liquidity Management, Global Cash Visibility, Liquidity Risk Management, Cash Flow Management &amp;amp; Forecasting, Cash Flow Forecasting, Interest rate, Investing, Investing Short&#45;Medium Term Surpluses, Operations, Best Practices &amp;amp; Benchmarking, Region, Asia, Europe, North America, Risk Management, Financial Risk Management, Treasury Technology, Cash flow anlaytics , Dedicated Treasury Systems, General Treasury Systems, Working Capital Management, Total Working Capital, News</dc:subject>
      <dc:date>2026-09-04T05:47:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Swift delays ISO 20022 structured address deadline - Weekly roundup: 1 September]]></title>
      <link>https://ctmfile.com/story/swift-delays-iso-20022-structured-address-deadline-weekly-roundup-1-september</link>
      <guid>https://ctmfile.com/story/swift-delays-iso-20022-structured-address-deadline-weekly-roundup-1-september#When:06:21:00Z</guid>
      <description><![CDATA[Embedded FX set to double despite automation barriers; Australian firms accelerate real-time payments planning.]]></description>
      <dc:subject>News</dc:subject>
      <dc:date>2026-09-01T06:21:00+00:00</dc:date>
    </item>

    <item>
      <title><![CDATA[Global growth proves resilient as inflation signals diverge]]></title>
      <link>https://ctmfile.com/story/global-growth-proves-resilient-as-inflation-signals-diverge</link>
      <guid>https://ctmfile.com/story/global-growth-proves-resilient-as-inflation-signals-diverge#When:05:47:00Z</guid>
      <description><![CDATA[New economic data shows a more resilient picture of global growth than the geopolitical backdrop might suggest.]]></description>
      <dc:subject>Cash &amp;amp; Liquidity Management, Cash &amp;amp; Liquidity Mngm in Asia&#45;Pacific, Cash &amp;amp; Liquidity Mngm in Europe, Cash &amp;amp; Liquidity Mngm in North America, Cash Flow Management &amp;amp; Forecasting, Cash Flow Forecasting, Interest rate, Operations, Best Practices &amp;amp; Benchmarking, Operational Risk Management, Region, Asia, Europe, North America, Risk Management, Financial Risk Management, FX Hedging &amp;amp; Risk Management, Trade &amp;amp; FSC Management, News</dc:subject>
      <dc:date>2026-08-28T05:47:00+00:00</dc:date>
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    <item>
      <title><![CDATA[FASB proposes cash equivalent guidance for digital assets - Weekly roundup: 25 August]]></title>
      <link>https://ctmfile.com/story/fasb-proposes-cash-equivalent-guidance-for-digital-assets-weekly-roundup-25-august</link>
      <guid>https://ctmfile.com/story/fasb-proposes-cash-equivalent-guidance-for-digital-assets-weekly-roundup-25-august#When:06:35:00Z</guid>
      <description><![CDATA[CFOs must put AI governance ahead of agent ROI; Fed hike risk fades as inflation cools; BOCHK and Ant International target real-time treasury services]]></description>
      <dc:subject>News</dc:subject>
      <dc:date>2026-08-25T06:35:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Europe’s payment mix widens as mobile acceptance surges]]></title>
      <link>https://ctmfile.com/story/europes-payment-mix-widens-as-mobile-acceptance-surges</link>
      <guid>https://ctmfile.com/story/europes-payment-mix-widens-as-mobile-acceptance-surges#When:06:35:00Z</guid>
      <description><![CDATA[Companies across the euro area are adding payment methods faster than they are removing them, leaving finance teams to manage a broader mix at POS.]]></description>
      <dc:subject>Bank Relations &amp;amp; KYC, Cash &amp;amp; Liquidity Management, Cash &amp;amp; Liquidity Mngm in Europe, Global Cash &amp;amp; Liquidity Management, Liquidity Risk Management, Cash Flow Management &amp;amp; Forecasting, Payment &amp;amp; Collection Factories, Operations, Best Practices &amp;amp; Benchmarking, Payments &#45; Receipts, Accounts Receivable Management, PSD2, Regular Bill Payments from Businesses, Regular Bill Payments from Consumers, SEPA Payment Structure &amp;amp; Services, Payments &#45; Receipts at POS, Card Payments at POS, Cash Payments at POS, Cheque Payments at POS, Collecting Payments on the Internet, Collecting Payments via Mobile, Payments &#45; Disbursements, Accounts Payable Management, Europe, News</dc:subject>
      <dc:date>2026-08-21T06:35:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Fewer Regulations: Beneficial Ownership Information (BOI) Reporting Reduced by FinCEN]]></title>
      <link>https://ctmfile.com/story/fewer-regulations-beneficial-ownership-information-boi-reporting-reduced-by-fincen</link>
      <guid>https://ctmfile.com/story/fewer-regulations-beneficial-ownership-information-boi-reporting-reduced-by-fincen#When:17:18:00Z</guid>
      <description><![CDATA[FinCEN has eliminated BOI reporting for U.S. companies and individuals, significantly narrowing requirements to certain foreign entities.]]></description>
      <dc:subject>Tips</dc:subject>
      <dc:date>2026-08-18T17:18:00+00:00</dc:date>
    </item>

    <item>
      <title><![CDATA[Global M&amp;A nears record as mega deals dominate - Weekly roundup: 18 August]]></title>
      <link>https://ctmfile.com/story/global-ma-nears-record-as-mega-deals-dominate-weekly-roundup-18-august</link>
      <guid>https://ctmfile.com/story/global-ma-nears-record-as-mega-deals-dominate-weekly-roundup-18-august#When:06:13:00Z</guid>
      <description><![CDATA[Late payments squeeze UAE working capital; Supply chain pressures ease in July; FinCEN ends beneficial ownership reporting for US companies. ]]></description>
      <dc:subject>News</dc:subject>
      <dc:date>2026-08-18T06:13:00+00:00</dc:date>
    </item>

    <item>
      <title><![CDATA[European CFOs turn defensive as uncertainty deepens]]></title>
      <link>https://ctmfile.com/story/european-cfos-turn-defensive-as-uncertainty-deepens</link>
      <guid>https://ctmfile.com/story/european-cfos-turn-defensive-as-uncertainty-deepens#When:06:52:00Z</guid>
      <description><![CDATA[European CFO confidence has deteriorated sharply as geopolitical risk, energy costs, and margin pressures take hold.]]></description>
      <dc:subject>Cash &amp;amp; Liquidity Management, Cash &amp;amp; Liquidity Mngm in Europe, Liquidity Risk Management, FX Management &amp;amp; Crypto , Buying &amp;amp; Selling FX, Interest rate, Operations, Best Practices &amp;amp; Benchmarking, Operational Risk Management, Region, Europe, Risk Management, ERM &#45; Enterprise Risk Management, Financial Risk Management, FX Hedging &amp;amp; Risk Management, Total Working Capital, News</dc:subject>
      <dc:date>2026-08-14T06:52:00+00:00</dc:date>
    </item>

    <item>
      <title><![CDATA[Global growth reaches five-month high as price pressures ease - Weekly roundup: 11 August]]></title>
      <link>https://ctmfile.com/story/global-growth-reaches-five-month-high-as-price-pressures-ease-weekly-roundup-11-august</link>
      <guid>https://ctmfile.com/story/global-growth-reaches-five-month-high-as-price-pressures-ease-weekly-roundup-11-august#When:06:37:00Z</guid>
      <description><![CDATA[Inflation risks return as bond markets test central banks; Japanese equities face yen risk; UK equity fund outflows surge as policy uncertainty grows.]]></description>
      <dc:subject>News</dc:subject>
      <dc:date>2026-08-11T06:37:00+00:00</dc:date>
    </item>

    <item>
      <title><![CDATA[Idle cash exposes the current limits of real-time treasury]]></title>
      <link>https://ctmfile.com/story/idle-cash-exposes-the-current-limits-of-real-time-treasury</link>
      <guid>https://ctmfile.com/story/idle-cash-exposes-the-current-limits-of-real-time-treasury#When:08:00:00Z</guid>
      <description><![CDATA[Treasury teams want immediate liquidity availability but systems, investment structures and banking relationships can hamper this.]]></description>
      <dc:subject>Bank Relations &amp;amp; KYC, Evaluating Banks&#8217; Overall Performance, Cash &amp;amp; Liquidity Management, Cash &amp;amp; Liquidity Mngm in North America, Global Cash &amp;amp; Liquidity Management, Global Cash Visibility, Liquidity Risk Management, Releasing Trapped Cash, Cash Flow Management &amp;amp; Forecasting, Cash Flow Forecasting, Interest rate, Investing, Investing Short&#45;Medium Term Surpluses, Money Market Fund Investing, Operations, Operational Risk Management, Treasury Technology, General Treasury Systems, Urgent/Instant Payments, Urgent/Instant .Payments, ERM &#45; Enterprise Risk Management, Financial Risk Management, North America, News</dc:subject>
      <dc:date>2026-08-07T08:00:00+00:00</dc:date>
    </item>

    <item>
      <title><![CDATA[Treasurers weigh AI forecasting as trust concerns persist - Weekly roundup: 4 August]]></title>
      <link>https://ctmfile.com/story/treasurers-weigh-ai-forecasting-as-trust-concerns-persist-weekly-roundup-4-august</link>
      <guid>https://ctmfile.com/story/treasurers-weigh-ai-forecasting-as-trust-concerns-persist-weekly-roundup-4-august#When:06:48:00Z</guid>
      <description><![CDATA[Fed expected to hold rates through 2026; CFO risk concern falls despite widespread financial impact; Citi links invoice processing with SCF.]]></description>
      <dc:subject>News</dc:subject>
      <dc:date>2026-08-04T06:48:00+00:00</dc:date>
    </item>

    <item>
      <title><![CDATA[July’s economic data puts forecasts back under pressure]]></title>
      <link>https://ctmfile.com/story/julys-economic-data-puts-forecasts-back-under-pressure</link>
      <guid>https://ctmfile.com/story/julys-economic-data-puts-forecasts-back-under-pressure#When:06:55:00Z</guid>
      <description><![CDATA[The global economy regained some momentum at the start of the third quarter, while giving treasurers more moving parts to build into their forecasts.]]></description>
      <dc:subject>Cash &amp;amp; Liquidity Management, Cash &amp;amp; Liquidity Mngm in Asia&#45;Pacific, Cash &amp;amp; Liquidity Mngm in Europe, Cash &amp;amp; Liquidity Mngm in North America, Global Cash &amp;amp; Liquidity Management, Cash Flow Management &amp;amp; Forecasting, Cash Flow Forecasting, Interest rate, Operations, Best Practices &amp;amp; Benchmarking, Operational Risk Management, Trade &amp;amp; FSC Management, Trade &amp;amp; Counterparty Risk Mitigation, Buying &amp;amp; Selling FX, Financial Risk Management, Asia, Europe, North America, News</dc:subject>
      <dc:date>2026-07-31T06:55:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Treasurers press new PM for clearer UK business strategy - Weekly roundup: 28 July]]></title>
      <link>https://ctmfile.com/story/treasurers-press-new-pm-for-clearer-uk-business-strategy-weekly-roundup-28-july</link>
      <guid>https://ctmfile.com/story/treasurers-press-new-pm-for-clearer-uk-business-strategy-weekly-roundup-28-july#When:07:30:00Z</guid>
      <description><![CDATA[Dutch banks set timetable for Wero migration; Investors seek stock themes beyond AI volatility; Mastercard widens B2B virtual card controls.]]></description>
      <dc:subject>News</dc:subject>
      <dc:date>2026-07-28T07:30:00+00:00</dc:date>
    </item>

    <item>
      <title><![CDATA[Swift tackles hidden delays in cross-border payments]]></title>
      <link>https://ctmfile.com/story/swift-tackles-hidden-delays-in-cross-border-payments</link>
      <guid>https://ctmfile.com/story/swift-tackles-hidden-delays-in-cross-border-payments#When:07:57:00Z</guid>
      <description><![CDATA[A new research paper has put numbers on one of the industry’s most persistent problems. ]]></description>
      <dc:subject>Cash &amp;amp; Liquidity Management, Global Cash &amp;amp; Liquidity Management, Global Cash Visibility, Cash Flow Management &amp;amp; Forecasting, Cash Flow Forecasting, Connectivity, SWIFT Corporate Connectivity, Fraud Prevention, Minimizing Fraud Procedures, Minimizing Payment Fraud, FX Management &amp;amp; Crypto , Buying &amp;amp; Selling FX, FX Settlement, Operations, Best Practices &amp;amp; Benchmarking, Payments &#45; Receipts at POS, Payments &#45; Disbursements, Accounts Payable Management, Working Capital Management, Total Working Capital, Trade &amp;amp; Counterparty Risk Mitigation, FX Hedging &amp;amp; Risk Management, News</dc:subject>
      <dc:date>2026-07-24T07:57:00+00:00</dc:date>
    </item>

    <item>
      <title><![CDATA[CFOs urged to rebalance AI spending towards strategic value - Weekly roundup: 21 July]]></title>
      <link>https://ctmfile.com/story/cfos-urged-to-rebalance-ai-spending-towards-strategic-value-weekly-roundup-21-july</link>
      <guid>https://ctmfile.com/story/cfos-urged-to-rebalance-ai-spending-towards-strategic-value-weekly-roundup-21-july#When:06:37:00Z</guid>
      <description><![CDATA[ECB lines up 36 PSPs for digital euro pilot; UKEF targets SME export finance; Gibraltar border deal eases post-Brexit business friction. ]]></description>
      <dc:subject>News</dc:subject>
      <dc:date>2026-07-21T06:37:00+00:00</dc:date>
    </item>

    <item>
      <title><![CDATA[Policy uncertainty pushes FX into North American boardrooms]]></title>
      <link>https://ctmfile.com/story/policy-uncertainty-pushes-fx-into-north-american-boardrooms</link>
      <guid>https://ctmfile.com/story/policy-uncertainty-pushes-fx-into-north-american-boardrooms#When:06:31:00Z</guid>
      <description><![CDATA[Policy uncertainty, dollar volatility and shifting rate expectations are delaying projects, reshaping supply chains and changing where firms operate.]]></description>
      <dc:subject>Bank Relations &amp;amp; KYC, electronic Bank Account Management, Cash &amp;amp; Liquidity Management, Cash &amp;amp; Liquidity Mngm in North America, Connectivity, Electronic Banking Connectivity, FX Management &amp;amp; Crypto , Buying &amp;amp; Selling FX, FX Settlement, Interest rate, Operations, Best Practices &amp;amp; Benchmarking, Risk Management, FX Hedging &amp;amp; Risk Management, North America, News</dc:subject>
      <dc:date>2026-07-17T06:31:00+00:00</dc:date>
    </item>

    <item>
      <title><![CDATA[Fake Receipts Taken over by Generative AI]]></title>
      <link>https://ctmfile.com/story/fake-receipts-taken-over-by-generative-ai</link>
      <guid>https://ctmfile.com/story/fake-receipts-taken-over-by-generative-ai#When:20:35:00Z</guid>
      <description><![CDATA[AI-generated fake receipts surged from 0% to 70.8% in 14 months, driving low-value expense fraud and increasing demand for AI fraud detection.]]></description>
      <dc:subject>Tips</dc:subject>
      <dc:date>2026-07-14T20:35:00+00:00</dc:date>
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