<?xml version="1.0" encoding="utf-8"?>
<rss version="2.0"
    xmlns:dc="http://purl.org/dc/elements/1.1/"
    xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
    xmlns:admin="http://webns.net/mvcb/"
    xmlns:rdf="http://www.w3.org/1999/02/22-rdf-syntax-ns#"
    xmlns:content="http://purl.org/rss/1.0/modules/content/">

    <channel>
    
    <title>CTMfile RSS feed</title>
    <link>https://ctmfile.com</link>
    <description></description>
    <dc:language>en</dc:language>
    <dc:creator>ben@CTMfile.com</dc:creator>
    <dc:rights>Copyright 2026</dc:rights>
    <dc:date>2026-09-25T06:51:00+00:00</dc:date>
    <admin:generatorAgent rdf:resource="https://expressionengine.com/" />
    

    <item>
      <title><![CDATA[Rising expectations expose procurement’s capacity crunch - Weekly roundup: 6 October]]></title>
      <link>https://ctmfile.com/story/rising-expectations-expose-procurements-capacity-crunch-weekly-roundup-6-october</link>
      <guid>https://ctmfile.com/story/rising-expectations-expose-procurements-capacity-crunch-weekly-roundup-6-october#When:06:27:00Z</guid>
      <description><![CDATA[US inflation revision moves Fed hike call to December; BHP trials cross-border tokenised deposits; Kyriba links treasury data to enterprise analytics.]]></description>
      <dc:subject>News</dc:subject>
      <dc:date>2026-10-06T06:27:00+00:00</dc:date>
    </item>

    <item>
      <title><![CDATA[DLT advances from market experiments to treasury applications - Weekly roundup: 29 September]]></title>
      <link>https://ctmfile.com/story/dlt-advances-from-market-experiments-to-treasury-applications-weekly-roundup-29-september</link>
      <guid>https://ctmfile.com/story/dlt-advances-from-market-experiments-to-treasury-applications-weekly-roundup-29-september#When:07:04:00Z</guid>
      <description><![CDATA[FedNow prepares US leg of cross-border payments; Europe tops corporate investment ranking; CFOs shift AI ambitions towards forecasting and insight. ]]></description>
      <dc:subject>News</dc:subject>
      <dc:date>2026-09-29T07:04:00+00:00</dc:date>
    </item>

    <item>
      <title><![CDATA[US surge widens growth gap as global costs climb]]></title>
      <link>https://ctmfile.com/story/us-surge-widens-growth-gap-as-global-costs-climb</link>
      <guid>https://ctmfile.com/story/us-surge-widens-growth-gap-as-global-costs-climb#When:06:51:00Z</guid>
      <description><![CDATA[September’s flash PMI surveys revealed an increasingly uneven global economy. ]]></description>
      <dc:subject>Cash &amp;amp; Liquidity Management, Cash &amp;amp; Liquidity Mngm in Asia&#45;Pacific, Cash &amp;amp; Liquidity Mngm in Europe, Cash &amp;amp; Liquidity Mngm in North America, Global Cash &amp;amp; Liquidity Management, Global Cash Visibility, Liquidity Risk Management, Cash Flow Management &amp;amp; Forecasting, Cash Flow Forecasting, Interest rate, Operations, Best Practices &amp;amp; Benchmarking, Operational Risk Management, Region, Asia, Europe, North America, Risk Management, Financial Risk Management, Trade &amp;amp; FSC Management, Financial Supply Chain Platforms, Trade Finance, Working Capital Management, News</dc:subject>
      <dc:date>2026-09-25T06:51:00+00:00</dc:date>
    </item>

    <item>
      <title><![CDATA[China widens cash pooling access for multinational treasuries - Weekly roundup: 22 September]]></title>
      <link>https://ctmfile.com/story/china-widens-cash-pooling-access-for-multinational-treasuries-weekly-roundup-22-september</link>
      <guid>https://ctmfile.com/story/china-widens-cash-pooling-access-for-multinational-treasuries-weekly-roundup-22-september#When:07:16:00Z</guid>
      <description><![CDATA[Cash forecasting top as AI climbs treasury agenda; Fed hikes as BofE holds amid inflation risks; ECB recruits online merchants for digital euro pilot.]]></description>
      <dc:subject>News</dc:subject>
      <dc:date>2026-09-22T07:16:00+00:00</dc:date>
    </item>

    <item>
      <title><![CDATA[Corporate FX hedging hits record lows as rate outlooks split]]></title>
      <link>https://ctmfile.com/story/corporate-fx-hedging-hits-record-lows-as-rate-outlooks-split</link>
      <guid>https://ctmfile.com/story/corporate-fx-hedging-hits-record-lows-as-rate-outlooks-split#When:06:33:00Z</guid>
      <description><![CDATA[Corporate finance teams in the UK and US cut both the amount and duration of their FX hedging in Q2.]]></description>
      <dc:subject>Cash &amp;amp; Liquidity Management, Cash &amp;amp; Liquidity Mngm in Europe, Cash &amp;amp; Liquidity Mngm in North America, Liquidity Risk Management, FX Management &amp;amp; Crypto , Buying &amp;amp; Selling FX, FX Settlement, Interest rate, Operations, Best Practices &amp;amp; Benchmarking, Operational Risk Management, Risk Management, FX Hedging &amp;amp; Risk Management, Europe, North America, News</dc:subject>
      <dc:date>2026-09-18T06:33:00+00:00</dc:date>
    </item>

    <item>
      <title><![CDATA[ECB raises rates as energy shock fuels inflation - Weekly roundup: 15 September]]></title>
      <link>https://ctmfile.com/story/ecb-raises-rates-as-energy-shock-fuels-inflation-weekly-roundup-15-september</link>
      <guid>https://ctmfile.com/story/ecb-raises-rates-as-energy-shock-fuels-inflation-weekly-roundup-15-september#When:06:37:00Z</guid>
      <description><![CDATA[AFP finalists put AI to work across treasury; Energy risks cloud rate paths across major markets; Ripple expands treasury AI capabilities.]]></description>
      <dc:subject>News</dc:subject>
      <dc:date>2026-09-15T06:37:00+00:00</dc:date>
    </item>

    <item>
      <title><![CDATA[Trade uncertainty pulls treasury deeper into supply chain decisions]]></title>
      <link>https://ctmfile.com/story/trade-uncertainty-pulls-treasury-deeper-into-supply-chain-decisions</link>
      <guid>https://ctmfile.com/story/trade-uncertainty-pulls-treasury-deeper-into-supply-chain-decisions#When:06:49:00Z</guid>
      <description><![CDATA[Competitive advantage for corporates is becoming led by capability rather than location.]]></description>
      <dc:subject>Cash &amp;amp; Liquidity Management, Global Cash &amp;amp; Liquidity Management, Liquidity Risk Management, Interest rate, Operations, Best Practices &amp;amp; Benchmarking, Trade &amp;amp; FSC Management, Financial Supply Chain Platforms, Trade &amp;amp; Counterparty Risk Mitigation, Trade Finance, News</dc:subject>
      <dc:date>2026-09-11T06:49:00+00:00</dc:date>
    </item>

    <item>
      <title><![CDATA[ISO 20022 Readiness and the Procrastinator’s Motto]]></title>
      <link>https://ctmfile.com/story/iso-20022-readiness-and-the-procrastinators-motto</link>
      <guid>https://ctmfile.com/story/iso-20022-readiness-and-the-procrastinators-motto#When:15:49:00Z</guid>
      <description><![CDATA[Swift delays ISO 20022 readiness to Nov. 2027; ACH requirements are now in effect. Companies should use the extra time to remediate data and controls.]]></description>
      <dc:subject>Tips</dc:subject>
      <dc:date>2026-09-09T15:49:00+00:00</dc:date>
    </item>

    <item>
      <title><![CDATA[Fragmented data threatens treasury’s agentic AI ambitions - Weekly roundup: 8 September]]></title>
      <link>https://ctmfile.com/story/fragmented-data-threatens-treasurys-agentic-ai-ambitions-weekly-roundup-8-september</link>
      <guid>https://ctmfile.com/story/fragmented-data-threatens-treasurys-agentic-ai-ambitions-weekly-roundup-8-september#When:06:42:00Z</guid>
      <description><![CDATA[Overseas payments from US midsize firms withstand tariffs; Canadian exporters diversify; Siemens tests Swift ledger for cross-bank treasury payment. ]]></description>
      <dc:subject>News</dc:subject>
      <dc:date>2026-09-08T06:42:00+00:00</dc:date>
    </item>

    <item>
      <title><![CDATA[Cash management becomes the test of finance transformation]]></title>
      <link>https://ctmfile.com/story/cash-management-becomes-the-test-of-finance-transformation</link>
      <guid>https://ctmfile.com/story/cash-management-becomes-the-test-of-finance-transformation#When:05:47:00Z</guid>
      <description><![CDATA[Finance leaders are being asked to modernise at speed while tightening their grip on cash. ]]></description>
      <dc:subject>Cash &amp;amp; Liquidity Management, Cash &amp;amp; Liquidity Mngm in Asia&#45;Pacific, Cash &amp;amp; Liquidity Mngm in Europe, Cash &amp;amp; Liquidity Mngm in North America, Global Cash &amp;amp; Liquidity Management, Global Cash Visibility, Liquidity Risk Management, Cash Flow Management &amp;amp; Forecasting, Cash Flow Forecasting, Interest rate, Investing, Investing Short&#45;Medium Term Surpluses, Operations, Best Practices &amp;amp; Benchmarking, Region, Asia, Europe, North America, Risk Management, Financial Risk Management, Treasury Technology, Cash flow anlaytics , Dedicated Treasury Systems, General Treasury Systems, Working Capital Management, Total Working Capital, News</dc:subject>
      <dc:date>2026-09-04T05:47:00+00:00</dc:date>
    </item>

    <item>
      <title><![CDATA[Swift delays ISO 20022 structured address deadline - Weekly roundup: 1 September]]></title>
      <link>https://ctmfile.com/story/swift-delays-iso-20022-structured-address-deadline-weekly-roundup-1-september</link>
      <guid>https://ctmfile.com/story/swift-delays-iso-20022-structured-address-deadline-weekly-roundup-1-september#When:06:21:00Z</guid>
      <description><![CDATA[Embedded FX set to double despite automation barriers; Australian firms accelerate real-time payments planning.]]></description>
      <dc:subject>News</dc:subject>
      <dc:date>2026-09-01T06:21:00+00:00</dc:date>
    </item>

    <item>
      <title><![CDATA[Global growth proves resilient as inflation signals diverge]]></title>
      <link>https://ctmfile.com/story/global-growth-proves-resilient-as-inflation-signals-diverge</link>
      <guid>https://ctmfile.com/story/global-growth-proves-resilient-as-inflation-signals-diverge#When:05:47:00Z</guid>
      <description><![CDATA[New economic data shows a more resilient picture of global growth than the geopolitical backdrop might suggest.]]></description>
      <dc:subject>Cash &amp;amp; Liquidity Management, Cash &amp;amp; Liquidity Mngm in Asia&#45;Pacific, Cash &amp;amp; Liquidity Mngm in Europe, Cash &amp;amp; Liquidity Mngm in North America, Cash Flow Management &amp;amp; Forecasting, Cash Flow Forecasting, Interest rate, Operations, Best Practices &amp;amp; Benchmarking, Operational Risk Management, Region, Asia, Europe, North America, Risk Management, Financial Risk Management, FX Hedging &amp;amp; Risk Management, Trade &amp;amp; FSC Management, News</dc:subject>
      <dc:date>2026-08-28T05:47:00+00:00</dc:date>
    </item>

    <item>
      <title><![CDATA[FASB proposes cash equivalent guidance for digital assets - Weekly roundup: 25 August]]></title>
      <link>https://ctmfile.com/story/fasb-proposes-cash-equivalent-guidance-for-digital-assets-weekly-roundup-25-august</link>
      <guid>https://ctmfile.com/story/fasb-proposes-cash-equivalent-guidance-for-digital-assets-weekly-roundup-25-august#When:06:35:00Z</guid>
      <description><![CDATA[CFOs must put AI governance ahead of agent ROI; Fed hike risk fades as inflation cools; BOCHK and Ant International target real-time treasury services]]></description>
      <dc:subject>News</dc:subject>
      <dc:date>2026-08-25T06:35:00+00:00</dc:date>
    </item>

    <item>
      <title><![CDATA[Europe’s payment mix widens as mobile acceptance surges]]></title>
      <link>https://ctmfile.com/story/europes-payment-mix-widens-as-mobile-acceptance-surges</link>
      <guid>https://ctmfile.com/story/europes-payment-mix-widens-as-mobile-acceptance-surges#When:06:35:00Z</guid>
      <description><![CDATA[Companies across the euro area are adding payment methods faster than they are removing them, leaving finance teams to manage a broader mix at POS.]]></description>
      <dc:subject>Bank Relations &amp;amp; KYC, Cash &amp;amp; Liquidity Management, Cash &amp;amp; Liquidity Mngm in Europe, Global Cash &amp;amp; Liquidity Management, Liquidity Risk Management, Cash Flow Management &amp;amp; Forecasting, Payment &amp;amp; Collection Factories, Operations, Best Practices &amp;amp; Benchmarking, Payments &#45; Receipts, Accounts Receivable Management, PSD2, Regular Bill Payments from Businesses, Regular Bill Payments from Consumers, SEPA Payment Structure &amp;amp; Services, Payments &#45; Receipts at POS, Card Payments at POS, Cash Payments at POS, Cheque Payments at POS, Collecting Payments on the Internet, Collecting Payments via Mobile, Payments &#45; Disbursements, Accounts Payable Management, Europe, News</dc:subject>
      <dc:date>2026-08-21T06:35:00+00:00</dc:date>
    </item>

    <item>
      <title><![CDATA[Fewer Regulations: Beneficial Ownership Information (BOI) Reporting Reduced by FinCEN]]></title>
      <link>https://ctmfile.com/story/fewer-regulations-beneficial-ownership-information-boi-reporting-reduced-by-fincen</link>
      <guid>https://ctmfile.com/story/fewer-regulations-beneficial-ownership-information-boi-reporting-reduced-by-fincen#When:17:18:00Z</guid>
      <description><![CDATA[FinCEN has eliminated BOI reporting for U.S. companies and individuals, significantly narrowing requirements to certain foreign entities.]]></description>
      <dc:subject>Tips</dc:subject>
      <dc:date>2026-08-18T17:18:00+00:00</dc:date>
    </item>

    <item>
      <title><![CDATA[Global M&amp;A nears record as mega deals dominate - Weekly roundup: 18 August]]></title>
      <link>https://ctmfile.com/story/global-ma-nears-record-as-mega-deals-dominate-weekly-roundup-18-august</link>
      <guid>https://ctmfile.com/story/global-ma-nears-record-as-mega-deals-dominate-weekly-roundup-18-august#When:06:13:00Z</guid>
      <description><![CDATA[Late payments squeeze UAE working capital; Supply chain pressures ease in July; FinCEN ends beneficial ownership reporting for US companies. ]]></description>
      <dc:subject>News</dc:subject>
      <dc:date>2026-08-18T06:13:00+00:00</dc:date>
    </item>

    <item>
      <title><![CDATA[European CFOs turn defensive as uncertainty deepens]]></title>
      <link>https://ctmfile.com/story/european-cfos-turn-defensive-as-uncertainty-deepens</link>
      <guid>https://ctmfile.com/story/european-cfos-turn-defensive-as-uncertainty-deepens#When:06:52:00Z</guid>
      <description><![CDATA[European CFO confidence has deteriorated sharply as geopolitical risk, energy costs, and margin pressures take hold.]]></description>
      <dc:subject>Cash &amp;amp; Liquidity Management, Cash &amp;amp; Liquidity Mngm in Europe, Liquidity Risk Management, FX Management &amp;amp; Crypto , Buying &amp;amp; Selling FX, Interest rate, Operations, Best Practices &amp;amp; Benchmarking, Operational Risk Management, Region, Europe, Risk Management, ERM &#45; Enterprise Risk Management, Financial Risk Management, FX Hedging &amp;amp; Risk Management, Total Working Capital, News</dc:subject>
      <dc:date>2026-08-14T06:52:00+00:00</dc:date>
    </item>

    <item>
      <title><![CDATA[Global growth reaches five-month high as price pressures ease - Weekly roundup: 11 August]]></title>
      <link>https://ctmfile.com/story/global-growth-reaches-five-month-high-as-price-pressures-ease-weekly-roundup-11-august</link>
      <guid>https://ctmfile.com/story/global-growth-reaches-five-month-high-as-price-pressures-ease-weekly-roundup-11-august#When:06:37:00Z</guid>
      <description><![CDATA[Inflation risks return as bond markets test central banks; Japanese equities face yen risk; UK equity fund outflows surge as policy uncertainty grows.]]></description>
      <dc:subject>News</dc:subject>
      <dc:date>2026-08-11T06:37:00+00:00</dc:date>
    </item>

    <item>
      <title><![CDATA[Idle cash exposes the current limits of real-time treasury]]></title>
      <link>https://ctmfile.com/story/idle-cash-exposes-the-current-limits-of-real-time-treasury</link>
      <guid>https://ctmfile.com/story/idle-cash-exposes-the-current-limits-of-real-time-treasury#When:08:00:00Z</guid>
      <description><![CDATA[Treasury teams want immediate liquidity availability but systems, investment structures and banking relationships can hamper this.]]></description>
      <dc:subject>Bank Relations &amp;amp; KYC, Evaluating Banks&#8217; Overall Performance, Cash &amp;amp; Liquidity Management, Cash &amp;amp; Liquidity Mngm in North America, Global Cash &amp;amp; Liquidity Management, Global Cash Visibility, Liquidity Risk Management, Releasing Trapped Cash, Cash Flow Management &amp;amp; Forecasting, Cash Flow Forecasting, Interest rate, Investing, Investing Short&#45;Medium Term Surpluses, Money Market Fund Investing, Operations, Operational Risk Management, Treasury Technology, General Treasury Systems, Urgent/Instant Payments, Urgent/Instant .Payments, ERM &#45; Enterprise Risk Management, Financial Risk Management, North America, News</dc:subject>
      <dc:date>2026-08-07T08:00:00+00:00</dc:date>
    </item>

    <item>
      <title><![CDATA[Treasurers weigh AI forecasting as trust concerns persist - Weekly roundup: 4 August]]></title>
      <link>https://ctmfile.com/story/treasurers-weigh-ai-forecasting-as-trust-concerns-persist-weekly-roundup-4-august</link>
      <guid>https://ctmfile.com/story/treasurers-weigh-ai-forecasting-as-trust-concerns-persist-weekly-roundup-4-august#When:06:48:00Z</guid>
      <description><![CDATA[Fed expected to hold rates through 2026; CFO risk concern falls despite widespread financial impact; Citi links invoice processing with SCF.]]></description>
      <dc:subject>News</dc:subject>
      <dc:date>2026-08-04T06:48:00+00:00</dc:date>
    </item>

    
    </channel>
</rss>