When can your business, your stores stop accepting cash? Should you?
by Kylene Casanova
Examples worldwide show it could be sooner than you think, but is it wise?
Cash Payments at POS
Background
Cash, bank notes and coins, are the oldest payment system and coins were first used some 2,500 years ago. Cash is used for the majority of payments in almost all countries. In Europe in 2008 78% of…
Read moreDoes growth of multi-channel payment systems providers threaten bank dominance?
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Game changing services from Optal - who are to acquire B2B payments business Invapay - to provide comprehensive B2B payments ‘pay anyone, anywhere' capabilities and Adyen’s omnichannel payments = a threat?
Payment strategy needs to change as alternative payment systems go mainstream
by Kylene Casanova
Structured policy on how to use APMs is now essential if you are not to lose out on potential business in many markets
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by Kylene Casanova
A development that could revolutionize much of retailing as we know it, including some kiosk industry segments. It may re-invent the entire retail category
The world of transaction banking and payments will be transformed over next decade
by Kylene Casanova
BCG Global Payments 2016 report: Change will take place at dramatically different speeds in mature and emerging markets
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by Kylene Casanova
New payments platform enables e-commerce businesses to seamlessly and safely collect AND send payments in 14 markets including Latin America, China and Turkey
What can digital payments learn from cash?
by Kylene Casanova
We often hear that digital payments are paving the way for the elimination of cash. But according to the Bank of England, there are more coins and banknotes in circulation than ever before.
Surge in global payments revenue expected to continue
by Kylene Casanova
A white paper looking at the global e-commerce industry has noted growing bank revenues from the payments business, with mobile and online commerce fuelling this continuing trend.
World Payments Report 2016 shows key benefits from adopting immediate payments
by Kylene Casanova
Global digital payments growing at 10%/annum as emerging market growth accelerates; huge variations between countries: cards still no. 1; cash in circulation growing; and banks not coping with regulations
Cash still cheapest at point of sale but loses transaction dominance in UK: now only 47%
by Kylene Casanova
Contactless hastens cash decline - BRC Payments Survey - as debit cards become main payment method in the UK
Meeting local payment preferences, increases conversion rates & global expansion
by Kylene Casanova
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Millennials and tech transforming digital payments – and your business
by Kylene Casanova
A white paper highlights the shifting payments paradigm and discusses how payments are an increasingly crucial part of any business strategy.
Payment revolution: PayPal co-operates with competitors as others innovate
by Kylene Casanova
New Payment Association UK members won’t necessarily increase competition. Payments only work if there is co-operation. Nevertheless third party innovation is happening: real-time tracking of cross-border payments
Does offering multiple payment options retain customers and generate new ones?
by Kylene Casanova
Omni-channel payments for merchants is essential in opening up new markets and retaining current customers. The only question is how?
UK: debit cards to overtake cash payments by 2021
by Kylene Casanova
Cash - coins and notes - decline accelerating: expected to drop to 27% share by 2025. But cheques still popular: 546m in 2015
Credit cards come back as UK moves towards a cashless society
by Kylene Casanova
New East & Partners Europe research* shows significant growth in the acceptance of credit cards and contactless card payments by SMEs
More corporates need to plan their omni-channel payments programme - survey
by Kylene Casanova
Only one-fifth of merchants surveyed have completed an omni-channel payments programme.
Mobile payments in India to accelerate as Unified Payments Interface goes live
by Kylene Casanova
National Payments Corporation of India’s Unified Payments Interface (UPI) went live on April 11 and is expected to change the way mobile banking transactions are conducted in India, AND increase usage dramatically
Don’t plan for the death of cash/cheques anytime soon: govt. barriers are going up
by Kylene Casanova
ATMIA welcomes Swedish Central Bank support for access to cash; UK government supports continuing with cheques. Future is bright for the multi-payment system providers
Is Europe ready to eliminate cash?
by Kylene Casanova
The European Parliament is supporting No Cash Day on 5 April but, despite impressive uptake of contactless and other e-payment methods in northern Europe, cash's allure is enduring.
Payment systems innovation is being driven by improvements in mobile payments
by Kylene Casanova
Although, cash is alive and growing in some countries, in developed countries the decline is slow and continuous with some countries possibly seeing the end of cash
Citi’s Digital Money Report shows the slow adoption world-wide
by Kylene Casanova
Citi and Imperial College London’s third Digital Money Report highlights the slow progress in digital money adoption and the drivers for change. See where you rank in Citi’s 2016 Digital Money Index
By 2019, 55% of consumer e-commerce payments will use alternative payment methods
by Kylene Casanova
Are you ready for eWallets - ApplePay, Google, etc. - becoming the most popular e-commerce payment method, overtaking credit cards, and 23% of all e-commerce being exclusively from mobile?
UK consumer payments in 2024 dominated by debit cards & demise of credit cards
by Kylene Casanova
Cash set to decline to 33% of all transactions, debit cards take 42%, credit cards 8% as card payment volumes increase by 66% and online/phone (Faster Payments) volumes more than double