Making subscription purchasing - the new normal for goods and services?
by Jack Large
ING study looks at how businesses can exploit the potential in recurring payments
Direct Debit Bill Payments
Background
A Direct Debit (DD) is an instruction from a customer to their bank or building society authorising an organisation to collect varying amounts from their account, as long as the customer has been…
Read morePayments update: global move from cash and cheques; Ripple; Apple Pay
by Jack Large
Payment type market shares; Ripple revolution; smartphone as POS; Apple Pay lack of progress
Machine learning drives payment productivity in “End of ownership”
by Jack Large
Improve monthly revenue by 9% by improving transaction success rates and reducing churn with Recurly’s Revenue Optimization Engine
UK payments in 2017 - the key data
by Jack Large
Faster Payments growing fastest but BACS and CHAPS dominate
End of ownership, and move to renting/sharing almost EVERYTHING
by Kylene Casanova
Collecting regular payments will become a core skill as companies move to selling services, rather than goods/products
B2B payments: do you do recurring?
by Jack Large
Revolution in C2B payments continues as Adyen teams up with Recurly to spread use of subcription payments BUT should you be using B2B recurring already?
Will “Post no B2B debits on my account” ever end in US?
by Jack Large
Does US Same Day ACH direct debiting scheme have enough controls for American companies to ever accept B2B DDs?
Payments update: SEPA finally delivers, and Sweden is most cashless
by Jack Large
Revolution continues as subscription business model continues to expand, and multi-chanel payment services extend globally
Payments: Future of cash, US API ecosystem, Arab regional system, PSD2 insurance
by Kylene Casanova
Payment systems are far too important to be just left to bankers and economists or technologists
Payments future: Combination of the new services and old solutions that never die
by Kylene Casanova
Real-time payment services complementing aging ACH services, cash & cheques
Revolution in payments business: new model will change the game and the rules
by Kylene Casanova
Corporate treasurers will need to assume that they receive/collect from all payment rails, the key choice will be which payment app they accept payments/collections from
Opening up emerging market e-commerce with multi-channel payment services
by Kylene Casanova
dLocal launches Marketplace Payments service. First two clients - DealeXtreme and LightInTheBox - have joined to expand their reach in Latin America with the new plug-and-play payment solution
Three global payment growth areas: ACH, contactless debit and immediate payments
by Kylene Casanova
INTL FCStone Ltd’s Global Payments Division ACH programme, contactless debit card transactions and the astonishing growth of Faster Payments’s single immediate credit payment
Cash management improvement opportunities world-wide with new payment services
by Kylene Casanova
Same day ACH debits, PSD2, Alipay, mobile payments slow growth, MasterCard B2B payments hub for SMEs, insights into B2B payments, EMV chip card penetration/region
New UK clearing bank for banks: Clear Bank® with single API to all clearings
by Kylene Casanova
A brand new clearing bank with no consumer customers that will break the big four monopoly and open up whole clearing in UK starts in 3Q 2017
Payments & procurement: mobile, intelligent procurement + subscription economy
by Kylene Casanova
Google, SAP Ariba and IBM, new B2B provider, Visa links to Accounts Payable, mobile platforms from Dutch and Danish banks, Apple iCash?, Subscription economy is here
Are you MISSING OUT on converting much of your B2B sales into recurring payments?
by Kylene Casanova
Recurring payments are changing how we live. We are becoming subscription junkies. Use these questions to turn a major part of your sales into recurring payments
UK Immediate Payments still growing at 20%/year even after 8 years
by Kylene Casanova
Fundamental changes in payment behaviour occurring in the UK
Use direct debiting for everything as most payments are recurring, repeat payments?
by Kylene Casanova
Consumers and business mainly use the same suppliers and shops, they don’t often change. New efficiencies open up by developing new ways of using direct debiting and expanding usage
UK clearings dominated by BACS (77%) but Faster Payments already over 17% share
by Kylene Casanova
What is future of BACS? As cheque decline continues (-15%) matched by Faster Payments Service growth at +14%/annum. Direct debiting growth and slow decline in BACS credits expected to continue
Payments update: API dominate development as banks retain interface + new player
by Kylene Casanova
APIs plus the flexibility in PSD2 opens up many opportunities. Facebook to offer new C2B payment service, development of Europe’s SCT Instant and HSBC in India
Payment systems future: collaborative ecosystems of leading brands & developers
by Kylene Casanova
Citi’s new global API hub, dLocal, Adyen and the openness in PSD2 show the future of payment systems. Finland’s real time mobile. Don’t forget collections via local payment systems. Card usage in USA keeps growing
The world of transaction banking and payments will be transformed over next decade
by Kylene Casanova
BCG Global Payments 2016 report: Change will take place at dramatically different speeds in mature and emerging markets
Cards dominate non-cash payments in the EU and CLS dominates large value payments
by Kylene Casanova
ECB statistics show that in 2015 card usage accelerated, cheques declined, and in large value payments - Target 2 volume is less than half of CLS