The post on the 12th Day of Christmas listing the key questions for 2016, see, generated three suggestions from experienced and concerned treasury professionals:

• Nicholas Franck, Oriflame Cosmetics: Is your function growing to handle more changes and the maintenance of new services it's providing to the organisation?
• Peter Matza, ACT: 
  • Where is the attention to people development, particularly professionally qualified and new entrants? 
  • Is there really pressure for outsourcing and if so, how does that sit alongside data protection and cyber security? 
  • Why is only about KYC - where is the demand for KYB? Or to put it a different way, when will treasurers start demanding symmetry in information flows with their finance providers? 
• John Mardle, www.cashperform.com: 
  • What is your strategy to deal with a failure in your organisations targets for revenue generation?
  • Have you tackled scenario planning for your Working Capital needs that includes alternative finance providers and Challenger Banks?