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The FRIDAYclub discussion featured two giants in the regulatory change management business: Ruth Wandhöfer, Global Head of Regulatory & Market Strategy, Citi (speaking in a personal capacity about her book* and her personal opinions as to what needs to be done) and Richard Richard Raeburn, Chairman, European ACT, reviewing:

1. in 2008 why was more regulatory framework needed?
2. the impact of current legislation on transaction banking 
3. how to avoid future financial crises.

View the FRIDAYclub WEBchat video below or listen to podcast here or on iTunes.