Mobile banking payments for the big four banks in Australia hit about A$10 billion worth of transactions last month alone:

• ANZ Bank had five million transactions valued at A$3.5bn, a company spokesman said.
• Westpac spokeswoman said it did 3.3 million transactions over mobile devices, valued at A$2.8bn
• National Australia Bank spokesman said it had 2.1 million transactions worth A$1.5bn
• Commonwealth Bank could not furnish any figures, but analysts estimate that “CBA would definitely be more than A$2bn " . 

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Mobile payments are now mainstream. Ignore them at your peril.