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PwC enlists fintechs for digital banking platform

Ten UK fintechs have been brought together in an initiative by PwC that aims to showcase how the future of banking will rely on collaboration and innovation, with personalisation at its heart.

Three years in the making, the 10 businesses have contributed to the firm’s Tysl ecosystem, which incorporates a number of solutions including software, automation, artificial intelligence (AI), data management and analytics, among others.

These solutions are designed to make it easier for customers to open up bank accounts, obtain specialised finance, and even digitally sign documents. 

A future proofed platform

By adopting an API-enabled approach, which allows different software applications to communicate with one another, Tysl has enabled these businesses to collaborate and innovate together with PwC to build a banking technology proposition that allows organisations to significantly improve performance across a range of key measures.

This includes tackling complex customer journeys such as advanced customer relationship management (CRM), know your customer (KYC), credit decisioning and in life account and loan servicing across a number of areas such as mortgages, savings and corporate lending.

Using Tysl, PwC is now able to quickly build new digital solutions via a modern, low cost and customer centric digital lending platform. This in turn will help the firm’s clients transform their customer facing operations, and enhance products and services to meet the speed and multi-channel expectations demanded in today’s world.

"Banking is changing, people expect more and require personalised digital interactions," commented James Morgan, lead partner on Tysl. "Based on the needs and expectations of tomorrow’s customers, we have developed our Tysl platform. This is helping our clients reach new customers, upsell and grow topline revenue by delivering enhanced capabilities whilst significantly reducing the costs of servicing the client from onboarding to in life servicing."

Meet the fintechs

The businesses currently integrated with the Tysl platform are:


Mambu is a SaaS financial services platform powering innovation in banking, lending, deposits and more - a cloud-native alternative to legacy core banking systems.


Yoti is a global identity platform that makes it easier and safer for banking customers to prove who they are using ID verification and biometrics.

Kompli Global 

Kompli Global developed a remote due diligence platform that harnesses AI and human expertise to deliver intelligence on organisations and their people. 


Saltedge is a pioneer in developing PSD2-powered solutions that are used by fintechs, banks and other financial institutions globally. The company offers connectivity to over 2500 banks across the Europe for data aggregation and payment initiation capabilities - via one simple API.


DueDil is a company insights provider helping financial services organisations and insurance firms better understand their customer base to facilitate digital onboarding, manage compliance, risk, and in-life monitoring.

Just Move In 

Just Move In provides a home setup experience for people moving home that arranges essential services including council tax, insurance and broadband.


SignNow is a legally binding eSignature application, allows users to create and complete legally binding electronic signatures on any device.


Codat connects the tools and services that small businesses need for their operations to their financial service providers and handles the heavy lifting of those integrations.


Flexys is a specialist technology company aimed at improving the value and performance of debt management and collection systems with a low-code, cloud-native platform.

Credit Kudos 

Credit Kudos is an open banking credit reference agency that uses real-time financial behavior to measure creditworthiness and affordability to assist lenders when unwriting both consumer and commercial loans.


The Lendingmetrics Auto Decision Platform (ADP) is a unique decision engine environment which can be applied across unlimited brands, products or lending journeys under one licence and provides a comprehensive (no-code) editor, allowing non-technical staff to make real-time changes to credit risk logic.


Gazeal enables the seller of a property to give the details needed to satisfy the estate agent's Consumer Protection Regulations requirements, and, as a Licensed Provider of the Law Society, all of the requirements of the Conveyancing Quality Scheme, By using Gazeal’s unique reservation service, it will almost completely eliminate abortive transactions.

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