Adobe has revealed that 3m accounts were hit in cyber breach of their systems in September. Cyber breaches are happening more often and are getting bigger and more serious as hackers are now starting to exploit the personal data. To protect your company against hackers and cyber breaches a systematic approach is needed.

3Delta Systems is a leading provider of advanced payment and data security services in the card-not-present (CNP) market have issued their list of the ‘Top 10 Best Practices for Fighting Credit Card Theft and Fraud’ which are: 

• Train employees to spot fraud
• Train customers to spot fraud
• Do Your Outsourcing Homework: When choosing an outside payment system or data security provider, make sure they have deep security capabilities and a like-minded business focus. If card-based, check that they’re PCI-compliant, are audited every year by an independent third party and are Tier-1 certified.
• Adopt industry safeguards
• Form a Cyber Swat Team – before a breach happens
• Stay up-to-date with the latest practices
• Adopt a multi-layered offence: No system on earth is 100 percent hack-proof, so manage the risk of a potential breach by solving for the concept of “graceful failure” – a deep, multilayered strategy that assumes perpetrators will eventually gain some form of access to your confidential data.
• Don’t Collect What You Can’t Protect
• Change the Target: Tokenization is one of the best strategic weapons for protecting financial data. This process safely replaces a customer’s real 16-digit credit card numbers or bank account data with a randomly generated string of characters called tokens, which then become useless to would-be hackers.
• Lock Down System Gateways and Endpoints: Protecting against malicious viruses, malware and spyware infections is often the first line of defence against a security breach.

---

Cyber breaches are becoming a major concern for any company trading on the Internet. OK, 3Delta are promoting their services with this list of best practices, nevertheless this is sound advice to avoid a major catastrophe with your client data.