How will you:

1.    Personally and your company help to slow down climate warming by:

• Personal initiatives: eating less meat?
• Company initiatives; cutting business travel?

2. Prepare for and move to real-time liquidity management?

• See Deutsche Bank report: Are you ready for real-time liquidity? 

3. Take advantage of the API revolution by:

• Making the most of the API economy, see?
• Using the two new US standard APIs?

4. Turn new regulations into opportunities rather than a drag on your operations by:

•   Surviving regulatory compliance with technology & support

5. Minimise your geopolitical risks?

• See: EURASIA GROUP'S TOP RISKS FOR 2019  

6. Take advantage and minimise the threat of artificial intelligence and machine learning by:

• Using new TMS platforms, see?
• AI, Cloud, RPA can cut up to 35% off finance costs, see?  

7. Move to a subscription business model?

• See: Blueprint for SaaS Success, Subscriber Retention  

8. Improve your Cashflow Forecasting with:

• New practices and solutions, see

9. Prepare for the possible financial crash in 2020?

• See: Storm Ahead? Here’s how to prepare for a financial crisis  

10. Minimise fraud by:

• Using global databases, see 

11. Maximise your payments and collections efficiency by:

• Using omnichannel payment platforms, see

12. Cutting out late payments by:

•   Adopting the Previse platform, see? 

13. Improve your quality of life by:

• Spending more time with your loved ones?
• Managing your bosses?
• Spending time on the right things, rather than just being efficient?

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CTMfile take: Hope you survive and prosper in 2019.