The use of payment cards is growing faster worldwide than any other major payment system. In many developed countries, by value, payment cards are used for the majority of payments at point of sale…
Read moreby Kylene Casanova
USA EMV chargebacks scheme is a mess with acquirers reporting different chargeback levels whilst two Florida retailers have filed a lawsuit on increased chargeback costs even though converted to EMV
by Kylene Casanova
Only one-fifth of merchants surveyed have completed an omni-channel payments programme.
by Kylene Casanova
New opportunity for reducing your collection costs as Payment Service Provider’s integrate SDD service into their offerings, banks are not the only place to go
by Kylene Casanova
Turkey remains a largely cash-based economy but the Troy payment cards system will cut payment clearance fees and fuel further growth in the financial cards market.
by Kylene Casanova
The US is the last major economy to fully embrace EMV and with card fraud now at an all-time high of $8.5 billion, it is under increasing pressure to do so.
by Kylene Casanova
National Payments Corporation of India’s Unified Payments Interface (UPI) went live on April 11 and is expected to change the way mobile banking transactions are conducted in India, AND increase usage dramatically
by Kylene Casanova
New BofA Merrill Lynch Merchant Services (Europe) Limited unit in conjunction with Banc of America Merchant Services, LLC provides global clients simplified cross-border merchant services
by Kylene Casanova
New business opportunities open up with a global platform which enables secure transfer of any type of payment, across any social and messaging channel, from or to any part of the world
by Kylene Casanova
The European Parliament is supporting No Cash Day on 5 April but, despite impressive uptake of contactless and other e-payment methods in northern Europe, cash's allure is enduring.
by Kylene Casanova
A key set of documentation that ensures standardisation, interoperability, and security for the European cards industry has been updated to comply with the Interchange Fee Regulation.
by Kylene Casanova
Although, cash is alive and growing in some countries, in developed countries the decline is slow and continuous with some countries possibly seeing the end of cash
by Kylene Casanova
Citi and Imperial College London’s third Digital Money Report highlights the slow progress in digital money adoption and the drivers for change. See where you rank in Citi’s 2016 Digital Money Index
by Kylene Casanova
Views on Bitcoin vary as widely as the price. Leading developer quits due to structural problems in system, while Cardinal Commerce issues ”A Merchant's Guide to Bitcoin"
by Kylene Casanova
Contactless usage accelerating: risen from 3.7% in October 2014
by Kylene Casanova
Optimise our payments and collections by first accepting that a payment or collection is only part of a business transaction, and .....
by Kylene Casanova
There is no let up in the speed that the changes keep coming world-wide
by Kylene Casanova
Are you ready for eWallets - ApplePay, Google, etc. - becoming the most popular e-commerce payment method, overtaking credit cards, and 23% of all e-commerce being exclusively from mobile?
by Kylene Casanova
The British Retail Consortium has said that EU businesses could save £480 million as a result of the new caps on credit and debit card fees, which came into force on 9 December.
by Kylene Casanova
The European Payments Council has published an updated version of the Sepa cards standardisation volume, calling it “a step towards an enhanced security of remote card payments in Europe”.
by Kylene Casanova
Of the 1.5 billion payment cards in circulation in Europe at the end of 2014, providers MasterCard and Visa are increasing their share of the market and now account for almost 86% of all payment cards in Europe.
by Kylene Casanova
Understanding what payment systems your retail customers like and managing their concerns is the key to maximising digital consumer spending
by Kylene Casanova
Cash set to decline to 33% of all transactions, debit cards take 42%, credit cards 8% as card payment volumes increase by 66% and online/phone (Faster Payments) volumes more than double
by Kylene Casanova
CNN infographic shows the differences. Here’s how to identify which one you should accept at point of sale
by Kylene Casanova
Cash is not being replaced by contactless payments, rather traditional debit and credit card transactions are moving to contactless
