Offering multi-channel payment option is essential, but how avoid cannibalization?
by Kylene Casanova
Fortumo: four solutions for merchants to resolve or reduce the impact of cannibalization
Card Payments at POS
Background
The use of payment cards is growing faster worldwide than any other major payment system. In many developed countries, by value, payment cards are used for the majority of payments at point of sale…
Read moreE-commerce cancer: buyers abandon their booking and what to do about it
by Kylene Casanova
Each customer has a different sales journey, use remarketing to attract them later
Which payment cards should companies accept, as mobile & online payments accelerate?
by Kylene Casanova
Credit cards are in decline world-wide, banks are dropping them, do they have a role? Future of pre-paid and charge cards is no better, but domestic cards booming in some markets. So what to do?
Omichannel payments - will you need to accept Ant Alipay on- & off-line payments?
by Kylene Casanova
Ant Financial’s, the affiliate of e-commerce giant Alibaba Group Holdings, deal with Ingenico adds 90 countries. Gives their 450 millions customers global access. Another Chinese domestic payment system goes global
EU’s MIF timeline and impact on collecting card payments in the Europe Union
by Kylene Casanova
MIF and PSD2 are going to change your payment card costs, but exactly how is not clear
Payment cards world-wide: debit dominates, UnionPay bigger than MasterCard & Visa
by Kylene Casanova
Usage grew 15% in 2015; look out for domestic cards becoming a major force; cards no longer matter of just accepting MC & Visa - Retail Bank Research report
Millennials and tech transforming digital payments – and your business
by Kylene Casanova
A white paper highlights the shifting payments paradigm and discusses how payments are an increasingly crucial part of any business strategy.
A step closer to EU single market for payment cards under IFR
by Kylene Casanova
The European Banking Authority has published the final draft regulatory technical standards on requirements for card payments under the Interchange Fee Regulation.
MasterCard acquires Vocalink for £700m as strengthens services in UK & globally
by Kylene Casanova
MasterCard new strategy: aiming to be an active participant in ALL types of electronic payments and payment flow to enhance its services for the benefit of customers and partners
Understand omnichannel revolution & How to Integrate Payment Methods at Checkout
by Kylene Casanova
‘Ecommerce Payment Methods Report 2016’ from The Paypers gives details of payment systems, theory and how to integrate
Mastercard removes digital payment barriers – shop freedom across devices/channels
by Kylene Casanova
Mastercard first network to deliver omni-channel all-digital payment service with Masterpass
Draft strategy will improve access and consolidate UK payments system
by Kylene Casanova
The Payments Strategy Forum has published a draft strategy setting out simpler access, greater innovation, increased adaptability and better security for the UK's payments system.
Does offering multiple payment options retain customers and generate new ones?
by Kylene Casanova
Omni-channel payments for merchants is essential in opening up new markets and retaining current customers. The only question is how?
Brexit: possible impact on UK consumer payments, on PSD and regulatory authorities
by Kylene Casanova
PSE consulting expect few upsides: Payment Service Directives to remain but eMoney: Payment Institutions will probably to move their headquarters to other European markets; and EBA will almost certainly move
Internet of Things and impact on the future of payments
by Kylene Casanova
How growing number of connected smart devices will significantly boost digital in-store transaction as well as online purchasing
“The balancing act of managing fraud”- CyberSource Report shows how
by Kylene Casanova
Minimise fraud losses by reducing no. of fraudulent transactions; maximise revenue - ensure genuine orders are recognised and processed easily and speedily., whilst keeping operational costs to the minimum
The future of EU payments: fees, instant payments and evolving infrastructure
by Kylene Casanova
The European Payments Council (EPC) has published its June newsletter, which covers the future of instant payments, the impact of the card interchange fee regulation and payments in the US and Finland.
SEPA regulation paving the way for harmonised European cards industry
by Kylene Casanova
The European Payments Council (EPC) has published an infographic about the Cards Standardisation Volume, a key piece of regulation for the EU cards industry.
UK: debit cards to overtake cash payments by 2021
by Kylene Casanova
Cash - coins and notes - decline accelerating: expected to drop to 27% share by 2025. But cheques still popular: 546m in 2015
Credit cards come back as UK moves towards a cashless society
by Kylene Casanova
New East & Partners Europe research* shows significant growth in the acceptance of credit cards and contactless card payments by SMEs
Card payment fees must be more transparent, says regulator
by Kylene Casanova
The UK's Payment Systems Regulator has published draft guidance on how it will monitor and enforce newer elements of the EU Interchange Fee.
Payment cards numbers world-wide up 8.2% in 2015 whilst usage grew 16%
by Kylene Casanova
Visa purchase transaction volumes outpaced rest and UnionPay card numbers grew most at 47%
How to use commercial cards to control spending and improve liquidity management
by Kylene Casanova
Citi’s new survey shows that commercial cards management needs to be ‘Digital, Centralised and Globally Compliant’ to exploit their full potential
How PSD2 and interchange fee regulations will affect corporates
by Kylene Casanova
Two regulations are changing the European payments landscape: The Payment Services Directive (PSD2) and the Multilateral Interchange Fees Regulation. But how will corporates be affected?