Retailer’s guide to Interchange Fee Regulation in UK & top tips
by Jack Large
Payment Systems Regulator explains how interchange works and gives Top 5 Tips to reduce your costs
Card Payments at POS
Background
The use of payment cards is growing faster worldwide than any other major payment system. In many developed countries, by value, payment cards are used for the majority of payments at point of sale…
Read morePayments update: we are all in the transaction processing business now
by Jack Large
Revolution continues: QR codes growing impact, WhatsApp new P2P platform, and TransferWise multicurrency accounts spreading
Payments update: Restructuring and partnering + beware of hidden costs
by Jack Large
Worldpay, Paysafe, Worldline, Ingenico, PSD2 impact, commercial cards, P2P, PayPal, Earthport, SWIFT GPI
Payment systems evolution keeps on coming
by Kylene Casanova
Cheque imaging in UK; are e-wallets the end game? Apple accepts PayPal; Chinese going global
Payment systems: Fight for global domination hots up
by Kylene Casanova
UnionPay card scheme fights to protect their global lead while Adyen adds new connection to increase their lead
Payment system future: integrated retailer services, ‘free’ & channel-independence
by Kylene Casanova
How will these developments change your business model?
E-payments can tackle shadow economy
by Kylene Casanova
The shadow economy cost the EU €160 billion in 2014 but the onward march towards electronic payments is one of the main ways countries are tackling the problem
“EBA’s response undermines objectives of PSD2”, puts future of PSD2 in doubt?
by Kylene Casanova
Row between EBA and European Fintech Alliance about proposed changes to PSD2 operating rules questions the very viability of fintech in Europe as EBA tries to protects their interests
Payments: Future of cash, US API ecosystem, Arab regional system, PSD2 insurance
by Kylene Casanova
Payment systems are far too important to be just left to bankers and economists or technologists
Payments future: Combination of the new services and old solutions that never die
by Kylene Casanova
Real-time payment services complementing aging ACH services, cash & cheques
Opening up emerging market e-commerce with multi-channel payment services
by Kylene Casanova
dLocal launches Marketplace Payments service. First two clients - DealeXtreme and LightInTheBox - have joined to expand their reach in Latin America with the new plug-and-play payment solution
Three global payment growth areas: ACH, contactless debit and immediate payments
by Kylene Casanova
INTL FCStone Ltd’s Global Payments Division ACH programme, contactless debit card transactions and the astonishing growth of Faster Payments’s single immediate credit payment
Payment system revolution continues with free cross-border payments + plain normal
by Kylene Casanova
Circle offer free payments, integrated transactions are the new business, Amazon disrupting again, how to use business cards in your payment mix
Cash management improvement opportunities world-wide with new payment services
by Kylene Casanova
Same day ACH debits, PSD2, Alipay, mobile payments slow growth, MasterCard B2B payments hub for SMEs, insights into B2B payments, EMV chip card penetration/region
Payment systems realities: payment cards are expensive, AND at POS: cash cheapest
by Kylene Casanova
Massive cost saving opportunities in card fees and charges, as US merchants paid $88.39 billion in card fees in 2016
Multi-channel payment system providers continue their expansion
by Kylene Casanova
Transactis partners with Walletron for mobile wallet billing & payment to boost their services for financial institutions, technology companies, printers and business process outsourcers
PSD2 and jargon explained
by Kylene Casanova
European Payments Council infographic shows why Payment Services Directive (PSD2) was created, the main changes, who is who, possible roles, and the likely calendar. It will change your life
Does growth of multi-channel payment systems providers threaten bank dominance?
by Kylene Casanova
Game changing services from Optal - who are to acquire B2B payments business Invapay - to provide comprehensive B2B payments ‘pay anyone, anywhere' capabilities and Adyen’s omnichannel payments = a threat?
Mastercard Periodic Table of Payment Elements shows how all comes together
by Kylene Casanova
Infographic shows how payment devices & interface, payment methods, transaction flow, payment players and security combine in todays payment solutions
New version of SEPA card rules to ease IFR compliance
by Kylene Casanova
Following a high volume of feedback, version 8.0 of the SEPA rules for payment cards has been published, improving user experience and transparency in the card payments process in Europe
EBA heeds market concerns over payment card security rules
by Kylene Casanova
The EBA has softened its stance on security requirements for card transactions under PSD2, raising the threshold and adding exemptions, following criticism from payments industry
EBA questions proposals for IFR and consults on PSD2
by Kylene Casanova
The European Banking Authority has disagreed with proposals for the Interchange Fee Regulation, which would treat payment card schemes and processing entities as legally separate
Omni-channel payments face challenges but remain priority for 2017
by Kylene Casanova
Omni-channel payment capabilities continue to be a high priority for payment service providers despite low usage by customers and a lack of merchant interest
What corporate treasury departments want in making and receiving payments
by Kylene Casanova
Systems that just work, don’t have to think about it; all the complexity is invisible. Is a Global Payments Directive from corporates needed?