The ultimate payments experience is invisible, but few get anywhere close
by Kylene Casanova
Payment systems update: Payment systems evolution continues with a very few revolutionary developments, some are evolutionary BUT most are catchup
Card Payments at POS
Background
The use of payment cards is growing faster worldwide than any other major payment system. In many developed countries, by value, payment cards are used for the majority of payments at point of sale…
Read morePayment strategy needs to change as alternative payment systems go mainstream
by Kylene Casanova
Structured policy on how to use APMs is now essential if you are not to lose out on potential business in many markets
Amazon Go’s impact on payments, and on self-checkout at retail outlets
by Kylene Casanova
A development that could revolutionize much of retailing as we know it, including some kiosk industry segments. It may re-invent the entire retail category
Payments Update: implementing POBO, payments in new devices, fighting providers
by Kylene Casanova
POBO is not easy; Walmart & Visa end battle over interchange fees; loyalty token platform integrated into payments; stand alone bank accounts and services
2016 Review - April
by Kylene Casanova
DynamicPay from Danske; DynamicPay - bank independent dynamic discounting service from Danske; Will blockchain undermine SWIFT’s monopoly?Tipalti extends ERP integration
Payments update: API dominate development as banks retain interface + new player
by Kylene Casanova
APIs plus the flexibility in PSD2 opens up many opportunities. Facebook to offer new C2B payment service, development of Europe’s SCT Instant and HSBC in India
Payment systems future: collaborative ecosystems of leading brands & developers
by Kylene Casanova
Citi’s new global API hub, dLocal, Adyen and the openness in PSD2 show the future of payment systems. Finland’s real time mobile. Don’t forget collections via local payment systems. Card usage in USA keeps growing
How the world pays: 1. more digital and more local? Then 2. payments simply disappear?
by Kylene Casanova
RS2 white paper shows that payment habits are strongly national and may becoming even more local. Implications for payment collections strategies and the future of payment systems??
Omnichannel payment expansion opens up world to global MNCs
by Kylene Casanova
Adyen unlocks 300 million Chinese customers by adding WeChat Pay
How is openness changing the payments industry?
by Kylene Casanova
A white paper - Openness is Changing the Future of Payments – by ACI Worldwide looks at how the concept of 'openness' applies to the payments industry.
E-commerce will be disrupted by EU’s €10 checkout rules
by Kylene Casanova
European rules on e-commerce could “seriously disrupt” online shopping and “inconvenience consumers”, according to Visa. But will the Commission budge on this consumer protection issue?
The world of transaction banking and payments will be transformed over next decade
by Kylene Casanova
BCG Global Payments 2016 report: Change will take place at dramatically different speeds in mature and emerging markets
Payments overview: changing regulations, technology and players
by Kylene Casanova
This report from Limonetik looks at emerging financial services and discusses new applications, processes, products and business models.
E-commerce authentication moving to 3-D secure 2.0 Protocol but concerns raised
by Kylene Casanova
New protocol to be introduced in 2018 as card fraud keeps on growing as losses in 2015 up 20% to 6.21¢ per $100 card spend, but will new protocol make checking out easier/faster?
Omni-channel payment platforms add functionality & partners - dominating? Not yet
by Kylene Casanova
Adyen rolls out Global Acquiring in Brazil, Hong Kong and Australia; Bank of America Merrill Lynch access to Modo’s patented COIN® Operated Digital Payments Hub; Tipalti adds OCR technology to service
dLocal launches 1st payment platform exclusively for companies entering emerging markets
by Kylene Casanova
New payments platform enables e-commerce businesses to seamlessly and safely collect AND send payments in 14 markets including Latin America, China and Turkey
Surge in global payments revenue expected to continue
by Kylene Casanova
A white paper looking at the global e-commerce industry has noted growing bank revenues from the payments business, with mobile and online commerce fuelling this continuing trend.
Cards dominate non-cash payments in the EU and CLS dominates large value payments
by Kylene Casanova
ECB statistics show that in 2015 card usage accelerated, cheques declined, and in large value payments - Target 2 volume is less than half of CLS
World Payments Report 2016 shows key benefits from adopting immediate payments
by Kylene Casanova
Global digital payments growing at 10%/annum as emerging market growth accelerates; huge variations between countries: cards still no. 1; cash in circulation growing; and banks not coping with regulations
Cash still cheapest at point of sale but loses transaction dominance in UK: now only 47%
by Kylene Casanova
Contactless hastens cash decline - BRC Payments Survey - as debit cards become main payment method in the UK
The key question in e-commerce: “What level of fraud do you have appetite for?”
by Kylene Casanova
FICO show how to achieve the appropriate balance to avoid losing customers as you control fraud
Two ways PSD2 will rock the payments boat
by Kylene Casanova
PSD2 is set to change the payments industry in two key ways. Corporates need to keep up with customer expectations as well as with what they should expect from their own banking partners.
Meeting local payment preferences, increases conversion rates & global expansion
by Kylene Casanova
How will your next 7 million shoppers like to pay? Adyen shows how to meet local requirements worldwide
India going digital - the making of a $500bn digital payments ecosystem
by Kylene Casanova
India to become #2 globally as megatrends transform digital payments and open up new business opportunities