Sloppy stats could be costing your company millions
by Jack Large
Are you really paying on time? Understand what your definitions and statistics truly mean
Payments - Disbursements
Background
Making payments is the inevitable consequence of making purchases and an essential and integral part of the financial supply chain. A payment is the transfer of value from one party, a person or…
Read moreWhat do ACHs do? The PSD2 corporate opportunity
by Jack Large
USA’s NACHA presents strategic direction statements for their ACH network and reveal payment rails opportunity
Accounts payables opportunities for improved cash management
by Jack Large
Are you focusing on these key opportunities in A/P?
How will fintech influence the future of payments?
by Bija Knowles
How will card networks react to the rise of large techs in online payments? How will traditional FX solutions compete with fintechs? Will PSD2 drive innovation and will customers adapt?
UK payments: the flourishing, just still growing, dying AND the too expensive
by Jack Large
Most important services are: FasterPayments and mobile related BUT CASH STILL CHEAPEST
How do you want to to improve post-trade services used in financial transactions?
by Jack Large
By 15 November 2017 respond to European Commission consultation on how they can further reduce barriers to post-trade services across financial markets
Payments update: we are all in the transaction processing business now
by Jack Large
Revolution continues: QR codes growing impact, WhatsApp new P2P platform, and TransferWise multicurrency accounts spreading
Will SWIFT’s real-time offering in US confuse or clarify?
by Jack Large
U.S. banks will have another option to connect to new TCH real-time payments system via SWIFT gateway
Would you pay suppliers late to keep shareholders happy?
by Bija Knowles
Should you pay suppliers late to keep your shareholders happy? It seems many 'top performing' companies are putting shareholders before their supply chain. But that is a terrible mistake
Late payments cause SMEs average shortfall of £30k – plus cash flow problems
by Bija Knowles
Late payments are a serious constraint on business: new research has found that a large majority – 94 per cent – of medium-sized companies say late payments are causing them cash flow problems
Can blockchain solve our payment problems?
by Bija Knowles
Is blockchain the perfect technology to provide instant, transparent, secure and traceable payments? Will it be better than instant payments initiatives? The answer is unclear as there are hurdles to overcome
EBA consults on fraud reporting requirements under PSD2
by Bija Knowles
To address the problem of obtaining reliable, comparable data on payment fraud, the EBA is seeking to establish guidelines on reporting requirements for payment fraud statistics
Finance professionals: 24 hours to provide feedback on ACH security
by Bija Knowles
NACHA, the US e-payments association, is calling on finance professionals to provide feedback on additional security requirements to protect ACH-related data held by end-users
Is an integrated US Faster Payments System solution ever going to work?
by Kylene Casanova
US Federal Reserve publishes their Faster Payments Final Report - Call for Action, BUT “This report is a product of the task force and does not reflect the official views or positions of the Federal Reserve System”
Treasurers/CFOs wanted to provide feedback on UK’s new payments architecture
by Kylene Casanova
The UK's Payment Systems Regulator is calling for all users of payment systems to respond to a consultation on changes to the UK's payment systems – deadline is 22 September 2017
‘Belt and Road’ bolsters support for RMB as its use in global payments declines
by Kylene Casanova
Fewer than two per cent of global payments are done in renminbi but the currency still has strong support. SWIFT identified five factors contributing to the Chinese currency's success
Payment systems evolution keeps on coming
by Kylene Casanova
Cheque imaging in UK; are e-wallets the end game? Apple accepts PayPal; Chinese going global
EPC poll suggests C2B is best SCT Inst use-case
by Kylene Casanova
The European Payments Council (EPC) recently ran an online poll asking the public to choose what they think is the best use for the forthcoming SEPA Instant Credit Transfer scheme (SCT Inst)
EC public consultation aims to cut cost of cross-border payments in EU
by Kylene Casanova
The European Commission has launched a public consultation on transparency and fees in cross-border transactions in the EU in non-euro currencies
PSD2: questions raised by corporate payment SCA exemption
by Kylene Casanova
The latest opinion published by the EBA on the revised Payments Services Directive (PSD2) raises questions on how some corporate payments will be exempt from Strong Customer Authentication
UK central bank opens up RTGS access to non-banks
by Kylene Casanova
The Bank of England allows RTGS access for non-banks, ushering in a wider range of payment services, plus increased competition and innovation in the provision of payments services
Open APIs are six months away, what are the practical challenges?
by Kylene Casanova
As the use of APIs becomes more mainstream following PSD2, what will be the challenges and opportunities for the EU's financial sector? A paper by the SWIFT Institute explores these issues.
Corporates write open letter backing SWIFT GPI
by Kylene Casanova
Six global corporates have written an open letter stating their support for SWIFT's global payments innovation (GPI) initiative and asking more banks to use GPI to improve cross-border payments
Payment system future: integrated retailer services, ‘free’ & channel-independence
by Kylene Casanova
How will these developments change your business model?