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SEPA Payment Structure & Services


The European Central Bank (ECB) and the European Commission describe SEPA (Single Euro Payments Area) as "an integrated market for payment services which is subject to effective competition…

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Payments - Receipts

PSD2: what should we expect on 13 January?

The short answer is 'not much'. While PSD2 could bring changes in the long-term (more competition, collaboration and innovation), in the short-term it's more of a transition than a big bang

Payments - Receipts

10 key trends for payments in 2018

All eyes will be on how PSD2 will change the payments landscape this year – but instant payments, advanced authentication technologies and DLT will also change the way we pay in 2018

Payments - Receipts

SCT Inst to gain critical mass by 2020 – EPC poll

The SEPA Instant Credit Transfer is expected to take off quickly and will reach a critical mass in Europe before 2020, according to the results of a web poll by the European Payments Council

Payments - Receipts

How will you use SCTInst?

The EPC has listed 20 examples of how businesses and individuals will use the Eurozone's new real-time payments mechanism, the SEPA Instant Credit Transfer Scheme (known as SCTInst)

Payments - Receipts

Banks face PSD2 compliance challenge before 2018

Few banks are ready for the revised EU Payments Services Directive (PSD2) and just 9 per cent were in the implementation stage of the new PSD2 requirements earlier this year