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SEPA Payment Structure & Services


The European Central Bank (ECB) and the European Commission describe SEPA (Single Euro Payments Area) as "an integrated market for payment services which is subject to effective competition…

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Payments - Receipts

Q&A on the Sepa Instant Credit Transfer scheme

The EPC has published questions and answers on some of the main considerations on the Sepa Instant Credit Transfer scheme, which is currently up for public consultation.

Payments - Receipts

Jersey, Guernsey and Isle of Man now part of SEPA

The islands of Jersey, Guernsey and the Isle of Man, known as the British Crown Dependencies, are part of the geographical scope of the Single Euro Payments Area (SEPA) schemes, as of 1 May 2016.

Payments - Receipts

EACHA to produce ACH framework for instant euro payments

A group of payments industry bodies led by EACHA is due to present the business requirements for ensuring risk management, clearing and settlement and interoperability for instant payments in euro.

Payments - Receipts

EPC’s recommendations on SEPA customer reporting

The European Payments Council (EPC) has published an updated version of its recommendations on customer reporting of Single Euro Payments Area (SEPA) credit transfers and direct debits.

Payments - Receipts

ECB: the shape of European payments in 2014

Europeans are increasingly choosing non-cash payments, with the number of non-cash payments increasing by 2.8% compared to 2013, to 103.2 billion, according to the European Central Bank.

Payments - Receipts

European Parliament votes to adopt PSD2

The European Parliament has adopted the European Commission's revised Payment Services Directive (PSD2), paving the way for safer and more efficient payments across Europe.

Payments - Receipts

Call for comments on revised SEPA rules

The European Payments Council has launched a public consultation on a revised version of the rules that govern SEPA Credit Transfers and SEPA Direct Debits.

Payments - Receipts

PSD2: why reform was needed but weaknesses remain

With approval of the revised Payments Services Directive imminent, will PSD2 provide the legal framework needed for Europe's fast-changing and growing payments environment?